1. [company. title] collects nonpublic personal information about you from the following sources:
    • Information received from you on applications or other forms;
    • Information about your transactions with American Property Financial Inc., American Property Financial Inc.'s affiliates, or others; and
    • Information received from a consumer reporting agency.
  2. [company. title] does not disclose any nonpublic personal information about its customers or former customers to anyone, except as permitted by law.
  3. [company. title] may share all the information that it collects, as described above, with its affiliates. By sharing this information, we can better serve your financial needs. If you do not wish for us to share this information with our affiliates you may contact us.
  4. [company. title] may disclose the following information to companies that perform marketing services on its behalf or to other financial institutions with whom it has joint marketing agreements:
    • Information received from you on applications or other forms, such as your name, address, social security number, assets, and income;
    • Information about your transactions with American Property Financial Inc., American Property Financial Inc.'s affiliates, or others, such as your account balance, payment history, and parties to transactions;
    • Information received from a consumer reporting agency, such as your creditworthiness and credit history.
  5. [company. title] restricts access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. [company. title] maintains physical, electronic, and procedural safeguards that comply with federal regulations in order to guard your nonpublic personal information.