The American Property Financial Inc. Team

San Antonio Mortgage Broker For Any First-time Home-buyers (or) anyone building their dream home. We have loan programs, and American Property Financial charges no origination fee for you. If you’re a First Time Buyer and lack money for a down payment, call us.  Featuring information on Down Payment Grants, and $0 down payment programs.

As a locally owned San Antonio Mortgage Broker company, we make every effort for you to be knowledgeable about money-saving opportunities. Such as the ability to use your VA benefits to buy a second home. Even If you have an outstanding VA loan we offer Bonus EntitlementVA Funding Fee

We are “The Most Creative Mortgage Lender in San Antonio” for a reason. American Property Financial provides services based on your needs. Like developing programs to finance Manufactured home loans. What we do is not rocket science, but with our experience and familiarity with San Antonio mortgages, we can help. Save money, stress, and time by structuring your mortgage loan today.

We are a locally-owned mortgage brokerage company founded in 1985. Having been in business for over 30 years we have helped thousands of Texans purchase or refinance everything from their first home to investment properties, which have helped, build their net worth. We have done this by offering a wide range of home loans including FHAFHA 203KVAConventionalTex-VetUSDA, FHA 203 hFirst Time Homebuyers, and Home Equity Loans throughout the State of Texas.

Homebuyers

See how much you qualify for in today's market.

Refinance

We can help you lower your rate or take cash out.

Today's Rates

See if the time is right for you to purchase
or refinance.

Ask A Professional

We can answer your mortgage related questions.

What are you waiting for?

Getting started is easy!

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

FHA Loans

VA Loans

Conventional Loans

Home Equity Loans

FHA 203 h

FHA 203k

What our clients are saying

Mh M.

Joe and his team did an outstanding job on my mortgage. Maintained excellent communication with my realtor and the title company,making the process very smooth. Answered all of my questions clearly and quickly. And, identified a mortgage with a great rate!

Deb S.

Joe is very knowledgeable and will help you find a mortgage to suit your needs!