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I don't normally write reviews or anything of this sort but Joe Mays was just an amazing person overall! He had helped me get through the whole financing process on my first home without any issues. He is a very friendly and calm person to speak with and I found it easy to communicate all of my questions and concerns too, as well as being able to receive quick responses from him. The interest rates he got me were incredible and it even surprised my realtor how low he was able to get them. If you're a first time home buyer I would highly recommend, he took the intimidation factor out of the whole process and replaced it with his knowledgeable and kind personality. I am glad to have met Joe and to have received his guidance.

Very caring and on top of the game.

It is with the greatest pleasure that I’m able to write a review about Joe Hardy Mayes and American Property Financial. He helped me purchase a home over 30 years ago and several other homes here in San Antonio. I have referred many people to him over the years and they have all been delighted with his work. Joe is a class act and I trust him blindly. Joe Hardy has a wonderful laugh that can fill the room. My only regret is that I don’t need any more homes but delight in periodically checking in with this special man. I generally don’t write reviews but I delight in recommending this man and his company. Craig Price, San Antonio, Texas

Joe Mays has always been very attentive to our needs. He’s an encyclopedia of knowledge. We’ve used him 3 times and will always go back to Joe and his company.

Joe is a great person to work with. He and his team are very professional and knowledgeable. Highly recommended for all your mortgage needs. He is the go-to guy in San Antonio.

Joe's background and experience in the mortgage and finance fields make the whole home financing process painless and smooth. He is up-to-date on all market and financing trends and has the ability to identify and discuss with you all of the options available to you as a home buyer. I've had Joe assist me on the purchase of 2 homes, and a refinance as well. Things couldn't have gone smoother. I was kept informed of the status of my loan throughout the process and I knew upfront what I needed to do and what to expect. There weren't any surprises. Also, Joe has a great way of working with people, so that just added to how pleasant the process was. Can't recommend Joe and American Property Financial more highly; you can't go wrong selecting them for your mortgage and home buying experience.

Great experience all around!!!

People! Joe Mays is the Best! We’ve used him for 2 Home Purchases in Texas, Even our Realtor in San Antonio started using him for financing for her customers because she was Amazed at the Low Interest Rate he got us! He knows Everything there is to know about financing for Veteran Home Loans! We also used him for our loan in East Texas. I promise you won’t be disappointed! If I could give him 20 Stars I would!!

Joe is absolutely the best! Not only is he a genuinely nice guy, he works hard to get the best deal done. Joe helped me buy my first house, helped me refinance it, then helped my wife and I with the financing for our home purchase together. He also helped my dad with his house, which is how I got to know Joe. My dad knew exactly who to send me to when I was ready to buy my first house. Joe keeps in touch, communicates well, and gets the job done. If you don’t give Joe a call to help broker your next financial decision you are truly doing yourself a disservice. You’ll know what I mean when you meet with him.

Very professional, fast and gets it done. Communication was great.