Mortgage Myths Debunked
Mortgage Myths Debunked Is Pre-Qualification the same as Pre-Approval? A common misconception many people have is that getting pre-qualified is the same as getting pre-approved. However, these are actually not the same. When you are pre-qualified, this is based on us looking at your debt and liabilities, deciding what you could afford, and that you…
Read More...10 Best Remodel Investments
10 Best Remodel Investments If you’ve been contemplating remodeling any part of your home, but don’t know what projects could offer the greatest payoff potential, we wanted to make it easy for you by simply listing the 10 Best Remodel Investments. 1. Entry Door replacement (steel) Job cost: $1,162 10 Best Remodel Investments: #1 Return on…
Read More...10 Reasons FHA Mortgages Remain Popular with Borrowers
There is perhaps nothing more attractive to first-time homebuyers than no and low down payment mortgages. Saving up a down payment of 5 percent or even 10 percent is a significant barrier to entry for many Americans. Among the most popular mortgage options with these borrowers are FHA loans. The Federal Housing Administration is…
Read More...For Sale by Owner
For Sale by Owner Many people selling their homes nowadays may wonder If it would be better to hire an agent to list it. Others would better prefer to sell their own home. Of course, there are advantages and disadvantages for either so we compiled a list of key points to consider when deciding which way…
Read More...Why Should You Buy In The Winter
Why Should You Buy In The Winter? Purchasing a home during the winter can be very beneficial to the buyer! Winter season is a buyer’s market! Here are five reasons why you should purchase a home during the winter. Fewer Shoppers = Less Competition The housing market is slow so that means there are fewer…
Read More...How To Prepare Your Home for Winter?
As we transition out of the months of summer and fall weather, we all bring out our coats, hats, buy firewood, and much more to keep warm for winter. Your home needs preparation too, for the winter months ahead, so here are some useful tips on how to prepare your home for winter! Check Heater…
Read More...What is Home Equity
What is Home Equity? You have probably heard the word equity at least once in your lifetime. Whether it be in conversation, advertised in a commercial on TV, magazines, etc. but what does it mean exactly? Well, we wanted to make it easy for you and explain it simply, so it’s easy to understand! Home…
Read More...Brand New or Previously Owned
Brand New or Previously Owned Everything is new. Appliances are under warranty and it should be a long time before they must be replaced. Less maintenance. One of the main reasons so many people chose to buy a new home is because they know maintenance costs will be minimal from the start. There is no…
Read More...Raise Those Credit Scores
Raise Those Credit Scores Your credit scores are a defining set of numbers in many ways. Punctuality is reflected by the timing of when you make your payments. The amount of debt you owe is viewed as a percentage of the total amount of credit you have available. An established credit history–the length of your…
Read More...Get a High Appraisal!
Whether you’re buying or refinancing, no one wants to face the challenge of having their appraisal come in lower than their mortgage amount. To ensure your appraisal comes in high, these are some tips from us to help you make sure your home is valued high. Does the Appraiser know the Area? You may be…
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